Disclaimer

Last updated: April 15, 2026

General Disclaimer

This Disclaimer applies to the use of Kalvora and its content. We provide information for general educational and informational purposes only. The resources available on our platform, including articles, guides, and coaching insights related to pre-retirement planning, midlife transition support, and personal reinvention strategies for individuals over 45 in Portugal, are intended to offer general knowledge and perspectives. We make no representations or warranties regarding the accuracy, completeness, or suitability of any information provided. Your use of our website and services is entirely at your own risk. We reserve the right to modify, suspend, or discontinue any content or services at any time without prior notice.

No Professional Advice

The information and resources provided on our platform are not intended to constitute professional advice of any kind, including but not limited to legal, financial, medical, or psychological counsel. While we strive to offer valuable guidance on life coaching topics, personal reinvention, and navigating the second chapter of life in Lisboa and Porto, you should not rely solely on our content for making important life decisions. We strongly encourage you to consult with qualified professionals—such as certified financial advisors, legal experts, healthcare providers, or licensed therapists—before making any significant decisions regarding your career, finances, health, or personal well-being. We do not warrant that the information will be suitable for your specific circumstances or needs.

Liability Limits

To the fullest extent permitted by applicable law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website, services, or content. This includes but is not limited to loss of profits, data, business opportunities, or personal relationships. We are not responsible for third-party content, links, or services accessible through our platform. Our total liability for any claim shall not exceed the amount you paid for our services, if applicable. We disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. By using our platform, you acknowledge that you have read this disclaimer and agree to its terms.